Banana Republic Rewards Credit Card (2024)

Banana Republic Rewards Credit Card (1)

Secure Application 1-866-718-2103

Banana Republic Rewards Credit Card (2)

START BELOW

No Annual Fee*

Banana Republic Rewards Credit Card (3)

Banana Republic Rewards Credit Card

25% OFF

your first purchase with your
card at Banana Republic*

+

EARN 5 POINTS

for every $1 spent at our
family of brands*

+

PRE-SCREEN & OPT-OUT NOTICE

You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free (888) 567-8688. See PRE-SCREEN & OPT-OUT NOTICE in the Application Terms and Conditions below for more information about prescreened offers.

If approved, you understand that the Banana Republic Rewards Credit Card can be used across Gap Inc. stores and online, excluding Banana Republic Home products or on BRHome.com.

See Disclosures Below

  • Disclosures
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Disclosures

*Terms and Conditions Apply:

Offer subject to credit approval. This offer is available through this advertisem*nt and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see theTerms and Conditions.

This one-time offer is valid for approved applicants. Any bonus associated with this offer may only be earned once.You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

First Purchase Discount:Subject to credit approval. Terms Apply. Your new credit card must be used as the sole payment type. Discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Open a new Banana Republic Rewards Credit Card or Banana Republic Rewards Mastercard®Account to receive a 25% discount on your first purchase. If there is a first purchase discount offer greater than 20% marketed, you must apply by 11:59 pm PT at specified application end date – 05/22/24 to take advantage of this offer. Applicants who do not receive an immediate credit decision but are approved after this offer has ended will receive a 20% off discount code in an email delivered shortly after approval. If new Account is opened in store, discount will be applied to first purchase in store made same day. If new Account is opened online, discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase and Family of Brands Discounts cannot be combined. Discounts cannot be combined with Gap Inc. employee discount, but can be combined with other eligible offers in a single transaction. Excludes gift cards, shipping, taxes, all merchandise sold and shipped by 3rd party sellers, and 3rd party merchandise at Banana Republic. Not valid at other Gap Inc. brands, on Banana Republic Home products, or in our Clearance Center. No adjustments to previous purchases. Offer subject to change.

Additional Promotional Offers:From time to time, we may advertise additional promotional offers (e.g.additional XX% off) that can be combined with the First Purchase Discount. For details on any promotional offers, please visitbananarepublic.com. The total cost will be calculated using the promotional offer discount first, and then the First Purchase Discount will be deducted from that figure.


Earn Points: A Gap Inc. Credit Card must be used as sole payment type. See Reward Program Terms at www.bananarepublic.com/RewardProgramTerms for details about earning and redeeming points and rewards.

The Gap Inc. credit card is issued by Barclays Bank Delaware.

*Terms and Conditions Apply:

Offer subject to credit approval. This offer is available through this advertisem*nt and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see theTerms and Conditions.

This one-time offer is valid for approved applicants. Any bonus associated with this offer may only be earned once.You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

First Purchase Discount:Subject to credit approval. Terms Apply. Your new credit card must be used as the sole payment type. Discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Open a new Banana Republic Rewards Credit Card or Banana Republic Rewards Mastercard®Account to receive a 25% discount on your first purchase. If there is a first purchase discount offer greater than 20% marketed, you must apply by 11:59 pm PT at specified application end date – 05/22/24 to take advantage of this offer. Applicants who do not receive an immediate credit decision but are approved after this offer has ended will receive a 20% off discount code in an email delivered shortly after approval. If new Account is opened in store, discount will be applied to first purchase in store made same day. If new Account is opened online, discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase and Family of Brands Discounts cannot be combined. Discounts cannot be combined with Gap Inc. employee discount, but can be combined with other eligible offers in a single transaction. Excludes gift cards, shipping, taxes, all merchandise sold and shipped by 3rd party sellers, and 3rd party merchandise at Banana Republic. Not valid at other Gap Inc. brands, on Banana Republic Home products, or in our Clearance Center. No adjustments to previous purchases. Offer subject to change.

Additional Promotional Offers:From time to time, we may advertise additional promotional offers (e.g.additional XX% off) that can be combined with the First Purchase Discount. For details on any promotional offers, please visitbananarepublic.com. The total cost will be calculated using the promotional offer discount first, and then the First Purchase Discount will be deducted from that figure.


Earn Points: A Gap Inc. Credit Card must be used as sole payment type. See Reward Program Terms at www.bananarepublic.com/RewardProgramTerms for details about earning and redeeming points and rewards.

The Gap Inc. credit card is issued by Barclays Bank Delaware.

Privacy Policy

Terms & Conditions

Banana Republic Rewards Credit Card (4) Banana Republic Rewards Credit Card (5)

© 2024 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.

Banana Republic Rewards Credit Card (2024)

FAQs

Is the banana republic credit card hard to get approved for? ›

The credit score you need for a Banana Republic Credit Card is 700 or better. That means people with at least good credit have a shot at getting approved for this card. The Banana Republic Store Card, though, accepts people with fair credit or better, but it can only be used at Banana Republic and affiliated stores.

What credit score is needed for a banana republic credit card? ›

Compare to other cards
Banana Republic Rewards Mastercard® Credit CardAAdvantage® Aviator® Red World Elite Mastercard®AAdvantage® Aviator® World Elite Silver Mastercard®
Recommended Credit Score 690850good - excellentRecommended Credit Score 690850good - excellentRecommended Credit Score 720850excellent
5 more rows

What credit bureau does Banana Republic pull from? ›

What credit bureau does Banana Republic Store Card use? When you apply for the Banana Republic Store card, the lender is most likely to check your credit report from TransUnion. In fact, Synchrony uses TransUnion nearly exclusively.

How do banana republic rewards work? ›

For every 1,000 Points you earn on your Gap or Banana Republic Account, you will receive a Reward Certificate value of $10 for that Account. Gap and Banana Republic Reward Cards will be issued in increments of $10, with a minimum value of $10 and a maximum value of $50.

What's the hardest card to get approved for? ›

Hardest Credit Card to Get Overall

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

What is the easiest card to get approved? ›

NerdWallet's Easiest Credit Cards to Get of June 2024
  • OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
  • Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
  • Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.

What bank issues banana republic credit card? ›

Credit Cards are issued by Barclays Bank. You can activate your card with Barclays Bank online at bananarepublic.com/activate or by calling 866-503-9448.

What type of credit card is banana republic? ›

Open a new Banana Republic Rewards Credit Card or Banana Republic Rewards Mastercard® Account to receive a 20% discount on your first purchase. If new Account is opened in store, discount will be applied to first purchase in store made same day.

What's the lowest credit score to get a credit card? ›

You need a credit score of 550 to 750 to be approved for most unsecured credit cards. The higher your credit score is, the better your chances of getting approved for one of the best credit cards with no security deposit will be.

Can I use my banana republic card at Old Navy? ›

If, on the other hand, you have the Banana Republic Store Card, its use will be restricted to U.S.-based Banana Republic, Gap, Old Navy, and Athleta stores, along with their corresponding online stores.

Can I use my Barclays Banana Republic credit card anywhere? ›

There is a store-only version of the card, but the Banana Republic Rewards Mastercard® Credit Card can be used anywhere Mastercard is accepted. It earns: 5 points for every $1 spent on Gap Inc.

Which credit bureau gets pulled the most? ›

Which credit bureau is most used? One credit bureau is not necessarily used more over another. Credit bureaus are used for different services, including credit reports, credit scores and tools like identity monitoring. Experian, Equifax and TransUnion are all respected, credible bureaus that are used widely.

What bank issues a banana republic credit card? ›

Credit Cards are issued by Barclays Bank. You can activate your card with Barclays Bank online at bananarepublic.com/activate or by calling 866-503-9448.

Which bank approves credit card easily? ›

The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited/poor credit. It offers great rewards and charges a $0 annual fee. Plus, Discover will conduct monthly account reviews after seven months to see if you qualify to get your deposit refunded.

What store credit cards are hard to get? ›

The hardest store-affiliated credit card to get is the Costco Anywhere Visa® Card by Citi because it requires excellent credit for approval, which means a credit score of 750 or higher. On top of that, the Costco Credit Card is only available to Costco members.

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